This paper examines how digital technologies and green entrepreneurship enhance household resilience in Ghana and Kenya between 2018 and 2024. Drawing on 640 household surveys, 30 key informant interviews, and national datasets, the study shows that households adopting mobile money, renewable energy, and digital agriculture tools reported 12–17% higher crop yields and faster post-shock recovery. Urban households enjoy greater access, but rural households show the largest relative gains when adoption occurs. Crucially, the findings reveal that resilience is not only technological but also institutional: where cooperatives, village leaders, and local finance systems supported adoption, recovery was faster and more inclusive. The study links these outcomes to SDG 7 (Clean Energy), SDG 8 (Decent Work), and SDG 13 (Climate Action), but warns of persisting digital divides. Unlike earlier work that treats digital or green innovation in isolation, this study integrates them under a leadership-driven model of resilience. The results offer both a scholarly contribution— demonstrating how local leadership mediates technology impact—and a practical roadmap for policymakers and businesses seeking to close rural–urban gaps.